No one wants to think about all the things that can go wrong on a trip, but the truth is, it pays to be prepared. You never know what’s going to happen and so many things are out of your control when traveling. Travel insurance is a way to protect against the unexpected.
You’ve been looking forward to this trip for a while now. This will be a once-in-a-lifetime opportunity. But what if you have a medical emergency or your plans change and you have to cancel your trip?
Worried about not having enough travel insurance? You don’t have to be, with World Nomads travel insurance. With World Nomads travel insurance, you can rest easy knowing your travel essentials are covered.
Simon Monk expanded his fantastic travel blog to include travel insurance in 2000, and World Nomads Travel Insurance was born. World Nomads travel insurance protects people from 150 countries.
It provides medical and evacuation coverage as well as 24/7 emergency assistance. World Nomads travel insurance is designed to cover a wide range of adventure activities.
As a company, they focus on three areas: freedom, security, and connection. Language books and travel blogs are also available from World Nomads Travel Insurance.
TripMate administers World Nomads US travel insurance policies, which are underwritten by Nationwide. In other words, when a World Nomads Travel Insurance customer purchases Nationwide coverage through TripMate, they are purchasing Nationwide coverage.
World Nomads Travel Insurance only covers travel over 100 miles from home for those traveling within the United States. This is particularly important for people who live and travel within a reasonable distance of their home.
World Nomads Travel Insurance Features
Coverage varies by policy, but may include:
- Trip Cancellation or Interruption
- Emergency medical and dental expenses
- Emergency medical transport
- Protection of your luggage, camera, and other equipment
Nomades du monde offers 24/7 emergency assistance to help with a medical emergency or evacuation. In this article, we have featured World Nomads Review XNUMX which includes detailed information about its pricing, features, functionality, and more.
World Nomads Review 2022: Is it a reliable travel insurance provider?
Which destinations are covered?
World Nomads offers coverage for Brazil and South America, Asia, Canada, Italy, Spain, Vietnam, New Zealand, Australia, Cambodia, Laos, India, China, the United States, the Schengen zone, etc.
What is included in World Nomads insurance policies?
Here is a general overview of this World Nomads covers. Please note that specific coverage varies by policy and depends on where you are coming from and where you are going. Be sure to read all information about a policy before signing up.
- Medical cover
World Nomads offers coverage up to 100,000 USD, while its more expensive insurance will cover you more. If you are doing extremely foolish things that could result in significant injury, having plenty of coverage limitations is essential. Alternatively, if you become extremely ill. (However, I find $10,000 coverage to be more than enough for my needs.)
Its insurance also covers medical expenses as well as those related to medical evacuation or repatriation if you are injured in an accident. For example, if you break your leg while hiking in the woods, your coverage should cover your transportation to the hospital, which World Nomads does. You can even be deported to your country of origin if the situation justifies it (any injury or emergency does not justify it, however).
- Emergency dental treatment
World Nomads also covers emergency dental care in the event of an accident on the road. This can include things like an unexpected infection, a broken tooth, or an accident that injures your mouth or jaw. This excludes any optional dental procedures, such as checkups and cleanings (or things that can wait until you get home).
- Non-medical emergency evacuation
In the event of civil or political unrest in the country you are visiting, World Nomads also offers transportation coverage. This is true in the event of a natural disaster or expulsion from a country. NOTE: If you are a US citizen, you are not insured in all states. You will need to double-check your policy for details.
- Accidental death and dismemberment insurance
Your World Nomads plan pays a lump sum to your beneficiary, such as a family member, if the worst happens. This insurance also covers you if you lose your sight, a hand, a foot, or a leg, among other things, during your vacation. Additionally, they cover the cost of repatriating your body (i.e. sending your body home).
- Lost or Stolen Goods
This cover reimburses you for luggage and personal effects that are lost, stolen, or damaged during your holiday. If your baggage is delayed for more than a given amount of time, for example, 12 hours, some policies may charge you additional fees.
- Trip Cancellation, Interruption, or Delay
Trip cancellation insurance reimburses you for prepaid expenses if your tour operator goes bankrupt if you or a family member becomes ill or injured, if there is a death in the family, bad weather, or a natural disaster, or if your tour operator is out of business.
Trip interruption insurance protects you if you have to cancel your vacation due to illness or injury, or if you have to return home due to a death in the family (it must be your immediate family, however).
Travel delay coverage reimburses you for expenses incurred if you are delayed on a trip, such as when a flight is canceled due to extreme weather conditions.
Additional costs are covered on a one-time basis if you are delayed six hours or more en route to or from your trip due to a named hazard (as explained in the policy). All three are covered in World Nomads!
- One call: 24-hour support services
In the event of a medical emergency, World Nomads also has a 24-hour service that provides assistance, advice, and referrals. The program will help you find nearby doctors, dentists, and medical institutions.
They can also arrange and pay for appropriate transportation to a suitable hospital, treatment center, or home, including an escort if needed. When you travel, have this number on your phone so it’s easy to find if you need it.