A mortgage agreement is usually valid for several years. During this time, the borrower’s situation may change. What if you want to buy another home, but the mortgage on the first one is not paid off? We will answer this question in the article. The situations can be different: the borrower wants to sell an […]

The Sustainability Factor is one of the two new variables added by the approval of the last reform of the pension system in 2013. The first is the annual revaluation index (IR),  which replaces the CPI and has been applied since January 1, 2014. The revaluation index considers variables that affect the total income and expenses of the system […]