What types of insurance to take after the wedding?

What types of insurance to take after the wedding?

Once your wedding is over, it’s time to think about the future and your peace of mind. Learn what types of insurance you can take for a smooth life.

Life as a couple will change the way you used to do things and that includes important aspects such as personal finances and the precautions you must take in various areas. And it is that, after the commitment and the wedding, it is important to discuss with your partner about planning for the future and the types of insurance that could protect the family heritage.

Plan for the next few years

Buying real estate, starting a fund to ensure your future children’s education, and perhaps thinking about a second home for vacations are all projects you might think about once your wedding is over. For these plans, it is always advisable to be prepared for any eventuality, so it is important that you know what types of insurance you can take to lead a smooth life. 

According to the National Commission for the Protection and Defense of Users of Financial Services (CONFUSED), insurance is “contracts in which the client makes a payment, called a premium, and with it, the insurer agrees to pay a certain amount in case of some accident or unfortunate event.

There are several aspects of your life and also assets that you can insure through one of these policies. This financial tool will give you peace of mind or financial relief in the event of an unforeseen event that may affect you and your family. Sounds good, doesn’t it? However, not everyone knows which is the most appropriate insurance to take out after their wedding.

3 types of insurance you can take out after your wedding

Check below three types of insurance you can take after your wedding:

1. Life insurance

Estos types of policies work in a simple way: they financially protect the insured’s beneficiaries in the event of death or disability caused by illness or accident. 

According to the Mexican Association of Insurance Institutions (AMIS), only 15% of the working population has life insurance. However, it is the ideal product for a newly married couple, since this policy could help them face debts acquired by buying a house or a car, for example, in the event that one of them dies unexpectedly. 

2. Health insurance for the family

Health insurances are those that are responsible for covering hospital expenses derived from accidents or illnesses, including, in some cases, medical treatments, consultations, diagnoses, analyses, and hospitalization. In addition to protecting yourself, you can take out health insurance for the family, so that everyone who lives with you is covered in the event of an unforeseen event. 

3. Home insurance

This is one of the most important policies you can take once you have your own real estate. Hiring home insurance is essential to protect your assets, in this case, your home, against the multiple threats that can be affected: be it a fire, theft, or some natural disaster such as a storm. 

After the wedding, you will have to make many decisions, some difficult and some easier. But without a doubt, one of the most important is to ensure the goods and people you care about, and for this, insurance is an excellent ally to plan for the future and protect what you love most.

By aamritri

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