Tech Paper

Asset-Backed Securities (abs) vs Mortgage-Backed Securities (MBS): An Overview Asset-backed securities (ABS) and mortgage-backed securities (MBS) are the two most important asset classes in the fixed income industry. Mortgage-backed securities are made up of mortgage loans issued to interested investors, while asset-backed securities are made up of non-collateralized assets. These securities are typically backed by credit […]

When a sale of a product is made, the relationship with the customer is just beginning, so don’t leave him aside and without attention. In fact, just as important as executing a sale is keeping customers close through after-sales.  Thinking about it, we brought a complete content that explains why to maintain a post-sale with […]

A mortgage agreement is usually valid for several years. During this time, the borrower’s situation may change. What if you want to buy another home, but the mortgage on the first one is not paid off? We will answer this question in the article. The situations can be different: the borrower wants to sell an […]

The Sustainability Factor is one of the two new variables added by the approval of the last reform of the pension system in 2013. The first is the annual revaluation index (IR),  which replaces the CPI and has been applied since January 1, 2014. The revaluation index considers variables that affect the total income and expenses of the system […]